Rent-to-Own vs PPA: Smarter Solar for Business

Solar is no longer just a “nice-to-have” — for businesses, it’s a proven strategy to cut energy costs, boost sustainability scores, and raise asset value.

But when it comes to how to go solar, many decision-makers ask:

Should we sign a Power Purchase Agreement (PPA), or choose a Rent-to-Own (RTO) model like GetSolar's?

At GetSolar, we believe real savings come with real ownership. In this article, we unpack both models and show why the RTO is often the smarter, more flexible choice for commercial and industrial properties.

What is Rent-to-Own Solar?

Rent-to-Own (RTO) solar is a financing model that let's your business install a commercial solar panel system with zero upfront cost. You simply pay a fixed monthly fee over 5 or 10 years and once that term ends, the system is fully yours.

This approach offers long-term value: predictable savings, no maintenance costs, and full energy independence.

What is PPA Solar?

A Power Purchase Agreement (PPA) let's your business access solar energy without owning the system. Instead, you buy the electricity it generates — typically at rates 40%-70% cheaper than SP Group — over a contract period of 10 to 20 years.

The upside? Lower bills from day one. The trade off? The solar system remains the provider's property, and you only pay for the energy used and not the hardware itself.

Quick Comparison: Rent-to-Own vs PPA Solar

Want a clearer look at how RTO and PPA compare side by side? Here's a snapshot of the key differences from ownership to cost structure.. For an even deeper dive, check out our full comparison article here.

Why Ownership in Rent-to-Own Solar Wins in the Long Run

A PPA is essentially a long-term rental: you get the solar power, but the system stays with the provider. With GetSolar’s RTO model, you’re not just using solar instead you're working towards owning it, along with all the long-term benefits.

Here’s why that matters:

You Own the Credits and the Profits

In Singapore, the Energy Market Authority (EMA) supports solar adoption through schemes like the Enhanced Central Intermediary Scheme (ECIS) and Market Participant Scheme. These let businesses earns credit by selling excess solar back to the grid, turning energy into income.

With PPA solar, GetSolar keeps those credits.

With Rent-to-Own solar, you keep them.

Easier to Scale or Sell

Planning to expand or relocate? With an RTO model, you’re in full control. Ownership makes it easier to scale or transfer your system without legal hurdles.

PPAs, on the other hand, often come with transfer clauses or restrictions that can complicate future business plans.

Why Does This Really Matter?

Many businesses still think solar is only cutting electricity bills. But at GetSolar, we see it differently it's about strategic ownership:

• Taking control of your energy future
• Boosting the long-term the value of your property
• Demonstrating that sustainability and smart business go hand-in-hand

With RTO, you’re not just using solar — you’re investing in it.

Ready to See What Solar Ownership Could Look Like for Your Business?

Choosing RTO solar isn't just a smart financial move, but it's a long-term strategy to cut costs, boost ESG performance, and increase energy independence..

With GetSolar, we make the switch simple. From your first question to full installation and maintenance, we're here to guide every step.

Want to see what solar could save your business? Try our free Solar Calculator or chat with us on WhatsApp to get started today.